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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Pay off those Credit Cards
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[QUOTE="RM_guy, post: 1082647, member: 20652"] That’s great that you have seen the light. I haven’t paid CC interest in 25 years. I have 1 CC and while I do use it a lot, it gets paid off every month. The convenience of a CC is hard to beat but you have to realize the money has to come from somewhere. The other thing that helps me is to have a solid budget. Every detail goes into it and if the expenses exceed the income then you can see it in black and white. It’s an excel spreadsheet and if anyone wants it just email me. I’ve sent to a few people on DRN before. It amazes me how people today feel they can’t live without this and that when in reality who really needs to have 500 channels on TV, or a cell phone (what a racket these babies have turned into), or that big 4x4 to go to the corner store. I worked with a guy that was always crying the blues. He never had any money. He drank like a fish, smoked 2 packs a day, had everything the local cable people had to offered, bought his lunch out everyday, etc. What the hell?!? I’m glad to hear that you have a plan to get back on your feet. Make it a plan to save as much as you can and you’ll have a plan to give you the independence you want. It’s too easy to spend that extra money so tuck it away, do payroll deposits, invest it, do anything so you don’t actually see or touch the money and it will be easier to save it. [/QUOTE]
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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Pay off those Credit Cards
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