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MCCA Surcharge Insurance Alert
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[QUOTE="Smit-Dog, post: 619586, member: 25436"] Fender - Are you saying that the 12 month insurance premium for your XR 200 is $459? :scream: is right! I now pay $137 per year with Progressive for fire, theft, and liability on a 2002 KDX 220. Here's my premium cost and coverage breakdown: $21 - Bodily Injury & Property Damage Liability: $250,000 Each Person - $500,000 Each Accident $0 - Property Damage Liability: $100,000 Each Accident $19 - Uninsured Motorist: $250,000 Each Person - $500,000 Each Accident $25 - Comprehensive $100 Deductible $0 - Custom Parts & Equip $1,000: $100 Deductible $72 - MCCA Surcharge Aftermarket parts are covered up to $1,000, after a small deductible. The biggest loss I am most likely to take is theft, in which case I'd be out around $4,000. The typical bad crash may bang up some parts that are easily and fairly inexpensive to replace. The most expensive would probably be bent forks or smashed radiators. I don't have collision coverage. The premium went up quite a bit to add that. Progressive offers discounts for AMA members, but for insuring in some states like Michigan, the discount is not available. Progressive also offers discounts if you belong to the Honda Riders Club (HRCA). [url]www.bike-line.com[/url] does not assess the MCCA surcharge the last time I checked. I found that Bike-Line's premium portion is generally higher than Progressive's, but without the MCCA surcharge it ends up being quite a bit lower (especially since 7/1/2003 now that the surcharge is $100 + $1-$4 for administrative fees). I'm still fighting the good fight through my district representative now, but as the law is now written, insurance companies like Progressive can interpret it to justify collecting the MCCA surcharge. I'd check with [url]www.bike-line.com[/url] for now... [/QUOTE]
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Other Dirt Bike Discussions
Who to Ride With, Where to Ride
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MCCA Surcharge Insurance Alert
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